David Ebrahimzadeh – Marketer

David Ebrahimzadeh of Corniche Capital Shares How to Properly Invest and Manage Properties

With its profitability and relative stability, real estate makes an attractive investment. There are many principles that a prospective investor should follow in order to protect their money and get the most out of their investment. David Ebrahimzadeh of Corniche Capital explains the basics of real estate investment and management, touching on many different areas that may come into consideration.

Understanding the Property Market
For real estate investments, it is helpful to know a little about the market as a whole and how it works. The main factors affecting the real estate market are interest rates, economic growth, affordability of properties, speculative demand, and the overall supply of properties available.
Demand for properties is dependent upon the income of a business or household. When economic growth is strong, demand is up and prices are up as well. When economies are in a recession, it is difficult to sell property, but there may be significant advantages to buying low and selling high.
Interest rates are another key to understanding the market. The government raises and lowers interest rates in accordance with economic conditions. If credit is inexpensive, more investors will enter the market, but if rates are high, it will have the effect of depressing sales.

The Process of Real Estate Investment
Before deciding on a property, an investor should carefully look at their own financial stability and their ability to pay. If they would have a difficult time getting a loan at a favorable interest rate or if their credit score is low, it may not be a good time to buy. It is also a valuable practice to diversify investments and to have funds in other areas than real estate. Not all investments will be up or down at the same time, and it is possible to keep a steady income in this fashion.

Choosing a Property
Location is widely known as one of the most important factors in choosing a property. For a residential or a commercial property, the criteria for location are different. In the case of a residential property, easy access to amenities like schools and shops is important. An attractive, high-status neighborhood is another plus. The neighborhood should be studied carefully before buying the real estate investment property.
For commercial property, proximity to the highway, or other transportation types is important. The availability of land for expansion is another factor that should be considered. The quality of the building is key, as is the reliability of the tenants if the building is already occupied.
Some prospective commercial property owners neglect to check whether their facilities are located in a government opportunity zone or tax abatement zone. These programs can be instrumental in saving money and attracting jobs to the area.
Another area that investors should look into is the valuation of the property. Many factors are dependent upon valuation, like taxation and the availability of financing.
Sometimes properties are incorrectly evaluated, and a smart investor knows whether it should be higher or lower. Having an overly high valuation means that taxes and insurance will be higher as well.

Profitability
Before buying a property, a prospective investor needs to know whether it will be profitable to own. Without taking the time to research the property and the surrounding area, it might be difficult to make this call. Investment always involves some risk, but a smart property owner knows how to minimize the risk by knowing everything they possibly can about their land or building.

Tax Considerations
Another crucial consideration when buying a property is the tax situation. Property owners need to make sure that they are paying the right amount and that the previous owners were also up-to-date on their taxes. This can lead to significant legal problems and fees otherwise.

Professional Help
It is necessary to have good quality professional help when investing in real estate. Property owners need to work with a reputable broker. They should also have a real estate lawyer who specializes in contracts and other considerations.

Securing Financing
Property owners will often need to finance their purchases. They should consider shopping around for the best rates and even bargaining when they feel that they have a chance to improve their situation.

Managing a Property
Once the property has been bought, it is the owner’s decision how to use it. Leasing the property or renting it out can be a way to get useful passive income. However, the problems of managing a building can be difficult. Many property owners choose to hire a management service to do it for them.
If a property owner takes on the responsibilities of a landlord, they will need to be able to keep the building maintained, moderate disputes, and make sure that the tenants pay their rent on time. They will need to comply with the various laws that apply to renting property, especially if it is a residential rental.
It is crucial to keep the property well-maintained as time goes by. A neglected property could become a blighted eyesore and could bring down its value along with the value of surrounding buildings. The building should be fitted out with modern conveniences, especially in the case of an office building. Quality office space also depends on the accessibility of the building and its proximity to roads and commercial areas.
When property owners manage their buildings correctly, they will be able to protect their real estate investment and help its value grow over time so that the selling price will be higher than the price at which it was bought.

Understanding Real Estate Investment
David Ebrahimzadeh recognizes the need for education for investors. These principles can help inexperienced property buyers find a profitable investment and manage it in a way that leads to better returns down the road. When property owners understand what they are getting into, they will be much more likely to succeed. Whether an owner is investing in a residential home or in a large commercial building, the basics are the same.

David Ebrahimzadeh Discusses 7 Ways to Invest in Real Estate Profitably

Many people may be intimidated by investing in real estate. Real estate investment can be an essential means of building wealth, and people who are interested in this type of investment have many places to turn for advice. Unfortunately, not all of this advice is helpful. David Ebrahimzadeh, a real estate investment professional offers seven ways to invest in real estate profitably.

1. Focus on Rental Properties
Short-term rentals like Airbnb properties and long-term rentals like apartments are some of the most profitable investments. These buildings provide a steady stream of passive income, and they are likely to increase in value. Landlords can also raise the rent yearly to cover more of their expenses. There can be some drawbacks to owning a rental property, most having to do with handling the tenants’ day-to-day needs. Fortunately, it is possible to hire a management company to handle your short- and long-term rentals, so all you have to do is approve expenses and collect your money.

2. Look into Real Estate Investment Trusts
Real estate investment trusts or REITs are an excellent way for novice investors to get started in this field. With a REIT, it is much easier to turn the investment back into liquid cash. It is harder to sell a property, and sometimes you will have to deal with price drops. REITs should provide a steadier source of income. They are suitable for investors who want to be in on the increased income potential of real estate but do not want to deal with owning a building themselves.

3. Crowdfunding
Crowdfunding is a newer way to invest in real estate. Real estate developers identify investment opportunities, most often combining a commercial real estate asset and a modification that adds value. This could be simple, like restructuring debt or refinancing a mortgage or complex like doing a complete renovation. Instead of putting up the entire sum of money needed to buy, the developer puts the investment on a crowdfunding site. That way, the individual investors can take a share in the profits.
Crowdfunding has enormous profit potential. Sometimes, a crowdfunded investment will have a rate of return of 15 percent or more. These investments can provide income over time, as well as a more significant return when the building is sold. This technique can help novice real estate investors get into more substantial projects that might be too complex and intimidating to take on by themselves.

4. Make a Hybrid Property
It may be a good idea to buy a multifamily building and live in one unit. This situation means that your tenants are essentially paying your mortgage, as well as making you a significant profit. You can also buy a single-family home and rent out one of the rooms. This method is a great, low-cost way to start building a rental property portfolio.
Since you live on the property, even multi-unit residential properties can qualify you for primary residence financing. This strategy can bring you better interest rates and down payment requirements.
The downside to this situation is privacy. If you are not used to living in an apartment or duplex, you may not enjoy living so close to a neighbor. Sharing a yard with your tenant can be awkward at times. Fortunately, your investment will likely become profitable relatively quickly, and then you can take your profits and invest in another home to live in.

5. House Flipping
While the fad for house flipping has passed, it can still be an excellent way to make money on real estate. Potential “flippers” need to know about the risks and rewards of this type of real estate opportunity. This is not a job for the passive investor, and it requires a great deal of face time. Making money happens when you buy the property, not when you sell.
You should think about using the 70 percent rule, where your costs for buying the home and repairing it does not exceed 70 percent of the expected selling price. Be sure that you do your repairs and sell the house quickly to take advantage of market trends.

6. Building New Homes on Spec
This can be a great strategy in an area with a low supply of new homes to choose from. Building on spec means that you are anticipating the property’s sale when it is finished. Be aware that building a home could take as much as a year and use the same 70 percent rule when it comes to deciding what your expenses should be.

7. Invest in Debt
Another type of real estate investment that is often overlooked is investing in debt. It is not necessary to start your own mortgage company or directly lend money. Crowdsourcing platforms provide the opportunity to invest in debt income. You can generally get more profit from a debt investment than from an equity investment. Crowdfunded debt investments could make as much as 8 percent.

Combine Strategies
Some combination of these strategies will help you balance your portfolio and cushion against losses. Taking a close look at your financial situation and what you can spend will lead you to the right type of investment. David Ebrahimzadeh recommends that every prospective investor do their research before spending any money on real estate.

David Ebrahimzadeh Shares the Best Cities to Invest In Real Estate

Investing in real estate is one of the most solid decisions you can make to create a large sum of wealth. However, unlike stocks, cryptocurrencies, and share-type investments, making a mistake in real estate can have a substantial negative impact. Thus, it is best to always make a wise investment before purchasing any property.
Investment expert and Corniche Capital President David Ebrahimzadeh have done his research on the best real estate locations in the market. Both for local and international investors, these choices are top-dollar for those who want a valuable property.

Dallas, Texas
Dallas, Texas, receives a top spot in one of the best places to purchase a property at present and beyond. Many news headlines report many investors and homeowners selling and leaving states with a high cost of living, such as California, and moving to more affordable areas such as Texas.
Dallas is a great area because there is a high availability of high-quality properties for both commercial and residential investors. There is also an increasing job growth and diversity in the city, which means there will be an influx of people staying in the area. If you plan to have a home rental property or a commercial leasing unit, Dallas is an excellent city to consider for all the opportunities it presents.

Atlanta, Georgia
Looking to own a rental property? Your best bet may be found in Atlanta, Georgia. Atlanta is considered a city with reasonable rental rates for potential investors due to its increasing job growth and an influx of people. Around an average of 500 people move to Atlanta every day who have either received employment or finding opportunities, which means that the chances of looking for quality tenants in the city are more than likely.
Atlanta is also an excellent choice for those looking to buy and sell a property for profit. The yearly appreciation rate in the city is 9.3%, which is higher than the national average. Even post-pandemic, the appreciation rates continue to soar, making Atlanta an exciting and profitable location for investors.

Riviera Maya, Mexico
Aside from local real estate investments, more people will realize that they can maximize the value of their capital through international properties. Such an example is properties located in Riviera Maya, Mexico.

Many retirees live in places such as Riviera Maya because of its much lower cost of living. Considering the paycheck provided by Social Security and other pension plans, their money can stretch much longer in countries such as Mexico. Aside from that, the ongoing development in Riviera Maya means that investors can take hold of affordable properties and see appreciation rates soar over the years.
This location is ideal for vacation rental investors, retiree home investors, or those who want to own commercial units. The low capital and high growth potential make Riviera Maya, Mexico, a great option.

Algarve, Portugal
Europe is just one of those continents with a rich and unique history with a timeless appeal for potential homeowners, renters, and investors alike.
However, since the political and economic considerations of Brexit occurred, London fell on the top list of real estate investment. Aside from that, the current real estate climate in well-known European cities may not be attainable for new investors.
A better option may be Algarve, Portugal, which also has its tasteful Western European roots. Portugal has one of the most affordable and profitable real estate markets, allowing commercial investors to build apartments for a profit. These apartments create multiple sources of income per tenant, making it a versatile investment that brings in long-time renters and vacationers alike.
Portugal has rising potential both in its area of tourism and employment. Over the years, you will see many ex-pats flock to the area to enjoy the rich culture, lower cost of living, and beautiful city sights.

Bangkok, Thailand
Another international destination, Bangkok, bags one of the top choices for real estate investment. The reason for such is the sheer amount of visitors that visit the city every year. Typically, the city took a big hit during the rise of the COVID-19 pandemic but is now gradually gaining momentum to resume business operations, including real estate.
In Bangkok, Thailand, investors can benefit all from residential, commercial, and vacation properties. This is because the city is known for its many opportunities for an affordable retirement, an international tourist spot, and businesspeople flock to start their venture.
Since the welcoming of Chinese tourists to the city, you can expect a growing population of people looking for properties for various reasons. This trend will continue to move in favor of investors in the post-pandemic world.

Wise Investing: Researching Markets and Opportunities
The key to profitable real estate investing is knowing your preferred type of property and searching for locations with great opportunities in such areas. Whether you choose to buy and sell, rent, or invest in commercial units, researching the market and looking over these top options by real estate investor David Ebrahimzadeh can give you an informed choice.

David Ebrahimzadeh Discusses How the Pandemic Has Changed the Investment Industry

In the wake of the global financial crisis, many investors have been looking for new ways to protect their assets. The recent pandemic has created a climate where more and more people are looking at investing in precious metals to hedge against inflation and uncertainty. In this article, David Ebrahimzadeh will explore how the pandemic is changing the investment industry by exploring three key points:

The Rise of Gold as an Alternative Currency
Gold has risen 12% year to date and more than 25% over the last five years. It is currently trading at close to $1800 an ounce, with prices expected to rise further as governments worldwide debase their currencies in response to growing debt levels. This significant investment opportunity means that now may be a good time for investors to protect themselves against inflationary pressures or economic turmoil caused by unrest in countries like China, Russia, and Africa.

Gold has long been seen as a hedge against inflation, but most investors place too much emphasis on current prices. While it is true that gold tends to rise in times of high inflation, its price will also be influenced by supply and demand factors such as industrial usage, jewelry purchases, and investment flows. For example, with the onset of new car manufacturing plants in China shifting away from traditional steel components towards lighter aluminum alloys, there could be an increase in the future need for physical metal even if production does not change significantly. This means that while some precious metals may still look like good investments, investors should not forget that supply and demand factors will also play a big role.

The Impact on Asset Prices
In a world where life expectancy continues to rise, it is also important for investors not to forget the impact of demographics on asset prices. In previous decades an aging population meant that investment in fixed income assets may have been desirable. People spent down their savings and required greater inflow from investments rather than outflow by spending money on property or luxury goods. This has changed over time, with many countries experiencing low birth rates, making this dynamic less prevalent today. This means that the future may see a shift towards more purchases of luxury goods and real estate, which would impact prices. However, let’s look at China, for example. There are still around 180 million Chinese citizens aged 20-45 who will require housing shortly (and given social norms, these houses would be expected to be multiple bedrooms). These individuals could represent demand pressure that could drive residential real estate prices up in the next few years.

Investment Strategies for Survival
Given these issues, it is clear that gold will remain an attractive investment opportunity even during economic uncertainty or volatility caused by pandemic effects like rising unemployment levels due to factory closures. However, when choosing which type of precious metal you should invest in (either physical or through ETFs), some important factors such as storage costs and liquidity need to be considered. For example, if you buy large amounts of physical metal at one time, its value could fall significantly since finding buyers would become more difficult while paying high storage fees.

Given the changing investment landscape, investors need to adopt more robust and flexible ways of investing their assets. For example, rather than looking at asset classes in isolation (such as gold), it may make sense to look at how these can be combined or even exchanged across time using elements like options contracts which offer greater flexibility when seeking income streams. Investors should also consider alternative investments that provide inflation protection while allowing them some discretion over timing associated decisions such as buying equities (stocks), foreign currency exchange rate exposure, and real estate trusts. This is why many people are exploring “basket” funds. They pool money together into a fund managed by professionals who invest in all shareholders according to clearly defined investment objectives.

In the event of a global pandemic, it is important to be prepared. It may not happen in our lifetime, but we must now prepare for this potential future scenario. The changes that have occurred throughout the investment industry due to recent outbreaks are enlightening and terrifying. Gold has become an alternative currency with increasing value. At the same time, other assets such as stocks or bonds can lose their worth if they don’t protect from an outbreak, including inflation risk and geopolitical shocks. To survive, you will need to keep your investments diversified across many asset classes. There is no single catastrophic loss should something unexpected occur, like a pandemic-induced recession.