Although we all find it hard to admit.. We are totally responsible for where we are at this point in our lives. I know that sounds harsh, and you could probably come up with a dozen reasons why things didn’t work out, but in truth, it’s always been about us.

We did it to ourselves. 

Oh sure. This went wrong, that went wrong, I got married, had kids, got sick, got in trouble with the law. I think we can all come up with a dozen or more reasons why we didn’t get Rich.

But, the truth is. It’s all our fault. Now, bear with me here. 

There’s no need to feel guilty. This is not what this book is about. In the end, it was our decisions (good or bad) that brought us to this point in our life.

Change always has, and always will start with you. Yes, there are all kinds of other components to being a success, but you are and will always be your biggest asset or your biggest liability.

It’s up to you to choose which one. asset or liability?. 

We all have a choice. Because, the only person in the world who can stop you from being a Success, a Millionaire – (XXXXX) insert whatever you want, is YOU. 

Let me explain.

We all have circumstances in life that can hold us back. It may range from not having enough money to having an unsupportive spouse or partner. There will always be hurdles in your way. This is just how life works. And you’ll still have hurdles, even when you become a Millionaire. 

The hurdles just get bigger. 

So, let’s take a little responsibility (I hate that word), for ourselves here and admit, we are responsible for our own life, our own successes, etc, no one else. The thing is, there are plenty of people who have the same hurdles that we have, but they just don’t let it stop them. In order to get where we want to go, we have to step over our disadvantages and just break down that door. 

We can’t keep playing the blame game. 

Maybe you don’t play the blame game at all, many people do, they blame everyone but themselves. But if you do, it’s not attractive. It is the weapon of the weak, it helps them justify their lack of success. Once we can get over our worst enemy (ourselves), we can literally do anything. 

We can create our own habits. It is these habits that shape our lives for good or bad. Our habits have also created how we view ourselves, how we view other people, and even how we view the World. 

Everyone has their own version of the world, we are all starring in our own movies, and our friends, family, and acquaintances are either co-stars or extras in our movie.  This means that others will see you as either a co-star or extra. 

We are where we are because of who we’ve become. Everything you have done, your thoughts and your habits along the way, plus the actions you have taken have led you to where you are today.  

Angry people are people who are hurting inside. The truth is, the world is neither a good nor a bad place, it is only how we ourselves view it. The good thing is, we can change ourselves by the way we think. We are not creatures without intelligence (although some may argue this point), we can always change how we think about things and how we react to them. 

I don’t know you personally but in essence, maybe I do. You’re probably not a lot unlike me. A person who wants to do better, maybe someone who wants to make an impact in this World. Someone who wants to be heard and recognized for who they really are.

We all want to feel significant. 

Most people never give themselves the chance to be great. Their time is taken up with complaining and criticizing others. This is not only destructive to people around you but it’s also ripping the heart out of you. 

I believe we all have talent. You may not see yours right now, but as you delve deeper into the secrets within this book, you will begin to find yours. 

This is the right time and place.

Life should be simple. It should be something you savor, not something you struggle with. Unfortunately for many, it’s not, life is hard. We have people to please, money to make, bills to pay, opinions to live up to, and all sorts of other stuff buzzing around in our heads, and we also have to try and keep healthy and just keep going. 

How many times do we try to live up to the good opinion of other people? Sometimes it can all get a bit much and we just get down, we may even get depressed. I think most of us have felt this way like our life has got out of our control and left us behind at some stage, it can sometimes feel like we’ve lost our way.

We get stale, we can even lose our mojo. This leads to a period of nothingness and leads to us spinning our wheels and feeling like we are going nowhere. 

I have news for you. This is normal, and most people experience this several times throughout their lives 

But all is not lost.

Although having lots of money won’t make your life perfect, it will give you more choices in life. It will give you more control. And this is what a lot of people feel that they are lacking in. Control over their own life, control over their own future. They feel absolutely stuck.

Prepare to get unstuck. 

Most people are living their lives at the mercy of others. Many are just one or two paycheques away from being broke. The loss of a job can have a devastating effect on the family and can also really affect a relationship with your spouse or partner.

But why is it most people don’t have enough money?

The answer to this is simple. They either don’t earn enough, or they spend more than they earn. It’s a vicious circle. Even people with money can find themselves broke if they keep upgrading their lifestyle way past their income. 

We may have a job, we turn up every week and we get paid. Maybe we’ll win the lottery (fat chance), We don’t think anything serious is going to happen to us (apart from Death). And even that is a long way off, right? 

The truth is, things do happen. Jobs get cut, we lose things, crash cars, need plumbers, etc. People get sick. We don’t always have the funds on tap to deal with life’s emergencies. 

So we borrow. And from here, it’s a never-ending game of trying to play catch up. We spend countless hours trying to juggle balls. Pay this, pay that, do this, do that. No wonder many of us just want to sit in front of the TV each night and relax with a glass, or two. 

Of course, some blame it on bad luck. Although luck does play a small part, around 95% of what happens to us is actually down to us alone and has nothing to do with luck.

We may think sometimes that our lives are out of control, but most of our lives can be controlled by ourselves if only we could change the way in which we think. 

Well, you can. Also, no matter what life throws at us, we tend to attract the things that are in tune with our thoughts. If life is tough, it’s usually because we keep trying to opt for an easy life. Life will be hard if we’re always looking for an easy life, and life will be easy if we’re prepared to go at it hard. This may not make a lot of sense right now, but it will. 

There is a specific way of thinking that people have been taught to think is the right way. It’s usually the way we are brought up and taught in school. 

1. Get good at passing tests

2. Get a job or career.

Although these are not bad things, people are never really taught the realities of life. What looks good on paper doesn’t necessarily work out in the great big world. 

Get a job, get a girlfriend/boyfriend, get a house, get married, have kids, live happily ever after, I think you get the idea. I’m not saying there’s anything wrong with this. But people stick to this line throughout their lives and never veer off of it. Call it what you will, we can call it your comfort zone if you like. 

The trouble with the comfort zone is it’s very restricting. People tend to live in the same local town most of their life, they have one or two holidays, generally keep the same friends and visit the same places. 

If you’re OK with that, that’s fine. But to be a Millionaire, you have to think like one. They think differently to most people, this is obvious as most people never become one. But most people CAN become one. 

If you are prepared to change your thinking and relax your own rules, you can achieve anything. In other words, the comfort zone you currently live in needs to expand. It is my belief that everyone can get rich, it’s not that people can’t do it, it’s that most people won’t do it because it means stretching their comfort zone in order to do it. 

And that’s where the problem lies. People don’t like to change their current way of doing things in order to create more.

The answer: Create a NEW normal..

“If we change the way we look at things, the things we look at change”

Wayne Dyer

Merge your new routine to fit in with your old routine. If your new routine is to create more money and to start a business from home, do so whilst still retaining your day job.

No one has to quit their job straight away to start a business. Not unless you have enough money to live on for the next year. It’s always a challenge at the start of any new venture. As I said earlier, there will always be hurdles to overcome. Don’t worry about them - just expect them. 

If possible, get everyone around you on board. No matter how skeptical they are at the moment, involve those who are willing.  Don’t push the family away when you start a new venture, this is a very common mistake, if you do this, they will resent the new venture (and you). 

Make your friends and/or family part of the equation. Your life will never be the same again, so get those around you to embrace it and get used to it. If you can’t get people on your side at first, don’t worry too much, when people see your success first hand, they will usually get on board with it. Most people need to see it working before they believe it.

As an Entrepreneur, you will take a different approach. You will believe it before you see it. Visualize what you want as if you already have it. First, see it happening in your mind’s eye. Get a feel for what it will be like once you’ve achieved it. Some may call this daydreaming, but in order to achieve your dream, you will need to start living it before you actually have it in your grasp. 

You are now on your way to thinking differently. Instead of seeing a problem with every opportunity, start to see an opportunity in every problem. 

The first real key to change is to want to change. Admit that you have made mistakes in the past (as we all have) and make it your number one goal to change your habits NOW.  

We all have the ability to learn. But it doesn’t stop when you leave school or college. Life should be about continuous learning. You can’t learn everything about everything, but you can learn a lot more than you already know about something. And now is the exact time to start learning how to become a Millionaire. 

A Million is just a very big number that can be broken down into a series of smaller numbers. You don’t have to make the million today, but you can get started today.

Let me give you an example. 

If you look at a professional photographer, my guess is that not many of them are millionaires, I’m sure there are some out there, but just because you are a photographer and you do an occasional wedding at the weekends, it doesn’t mean that you can’t become a millionaire. 

You just have to think outside the box. 

One million pounds (or dollars) is 2739 per day if you try to do this over 1 year. It’s a mere 547 per day if you take five years. 

A photographer can either remain just a photographer or if he/she flips that switch in his/her head they can DECIDE to be a millionaire photographer instead.. 

Here’s how. 

1 wedding per weekend is done at a cost of £400 (or dollars) giving approx. £20,000 Per year or £100,000 per 5 yrs. 

3 x in-house child portrait sessions per week at £100 a time = £300 per week or £15,000 per year (£75,000 over 5 yrs)

Professional in-house photography courses sold at £1000 each (time taken 3 days) 2 sold per month = £24,000 per year or £120,000 over 5yrs. 

Personalized photo T-shirts and mugs sold online and through Amazon & eBay £500 profit per week, or £25,000 per year, or £125,000 over 5yrs. 

OK, so that’s a Whopping £420,000 over 5 yrs and we are just getting going. I could carry on quite easily until we are at the million mark and beyond. 

YOU can do this with any business. You just have to change your thinking and think bigger. If you always think a Million is impossible, it is. This is where you need to view things with a new perspective. 

A million pounds (dollars or whatever) is just a big number that you keep breaking down until it’s manageable. 

Some of my colleagues online are making upwards of $20,000 a month, all through learning to be better at what they do. They all started out small and grew as their thinking grew. They are ordinary people with families and mortgages, bills, and all that other stuff.

They choose to be less ordinary. 

If they can do it, so can you. 

STOP settling for less. We were all born to make life the best we can make it. Trust me when I say, having a million will make it run a whole lot better. I’ve been in business for over 40 years now, made and lost several fortunes, I’ve made just about every mistake in the book, so you can now benefit from my mistakes. 

NEXT: My Back Story - No, I’m not going to give you a load of boring stuff about me, just the important bits. 

By the way, once you’ve read the book why not join my free private Facebook group. It’s called Inspired To Make Money

I digress. On to the next chapter.